The Itinerary Vault: 7 Days in Montenegro for Couples

BOUTIQUE STAYS, HIDDEN GEMS, ADRIATIC ROMANCE

For the people who don’t have time to open one more tab….Welcome to The Itinerary Vault.

This isn’t just a vacation. It’s an invitation—to connect more deeply with each other, with culture, with wonder. At Say Yes Luxury Travels, we believe travel should mean something. It’s not about checking boxes. It’s about presence, transformation, and unforgettable connection.

Montenegro is one of those places that sneaks up on you.

It’s the slow mornings on the Bay of Kotor. The clink of wine glasses in a quiet courtyard. The drama of the Adriatic unfolding behind every bend in the road.

This 7-day couples’ itinerary is a soft-luxury dream—designed for travelers who want intimacy and adventure with a sense of place. Boutique stays, under-the-radar towns, and romantic experiences you’ll talk about for years.

We stayed in three distinct spots: the walled charm of Kotor, storybook Perast, and the coastal calm of the One&Only Portonovi. Each one brings a different kind of magic—and we’ve tucked in a few Vault Secrets so you can plan like an insider.

 

TL:DR THE ITINERARY AT A GLANCE

KNOW BEFORE YOU GO

VISAS AND VACCINATIONS

Most travelers (U.S., U.K., EU, Canada, Australia) can enter visa-free for up to 90 days. No visa required on arrival, but make sure your passport is valid for at least 6 months.

WHAT AIRPORT SHOULD I FLY INTO?

Montenegro has two main international airports:

  • Tivat Airport (TIV): The closest option to the Bay of Kotor, Perast, and Portonovi. A small airport with a quick exit, ideal if you're starting your trip along the coast.

  • Podgorica Airport (TGD): Located inland and a better choice if you're heading to Lake Skadar or combining Montenegro with Albania or Serbia. Expect about a 1.5–2 hour drive to the coast from here.

Vault Secrets by Say Yes: TGD tends to be less crowded and the drive from TGD to Kotor is quite scenic, making it a nice drive to do.

WHEN SHOULD I VISIT MONTENEGRO?

Montenegro has a Mediterranean climate, but the weather can be quite unpredictable and temperamental.

  • Peak season (July–August): Hot, sunny, and busy. Best for beach lounging but expect higher prices and crowds.

  • Shoulder season (May–June, September–early October): The sweet spot—still warm enough for swimming and boat days, but with fewer people and cooler nights.

  • Off-season (Nov–April): Coastal towns slow down, many restaurants close, but it's a great time for hiking and avoiding tourists.

Vault Secret by Say Yes: No matter which season, bring layers to ensure you are prepared for changes in the weather.

CASH AND CURRENCY

Montenegro uses the Euro (EUR). Most places accept cards, but small towns and family-run spots often prefer cash.

SHOULD I DRIVE IN MONTENEGRO?

We highly recommend renting a car Montenegro. Montenegro’s magic lies in its small villages and winding coastal roads, plus it gives you a lot more flexibility and freedom. Here are some things you should know before drivin:

  • Some roads are narrow with sharp turns, especially in the mountains. Just take your time and don’t feel pressured to drive faster than you’re comfortable with

  • Always carry cash for tolls or roadside stops.

  • Use Maps.me or Waze—they're more reliable than Google Maps in remote areas.

  • International Driving Permits are not required for most travelers, but check based on your country

  • Make sure your car rental includes insurnace otherwise you’ll be forced to pay it when you pick up your car

 

THE ITINERARY

DAY 1: Arrival and Lake Skadar

You’ll land in Podgorica, Montenegro’s capital—a tiny airport that’s refreshingly low-key. One passport stamp and a breezy car pickup later, and you’re off. The chaos of travel fades fast out here. The road stretches toward Lake Skadar (about 30 minutes drive), and soon it’s all olive groves, vineyard-speckled hills, and sleepy villages you swear haven’t changed in decades. You can opt for a group or private tour of the lake, but in opinion, this private tour is worth the extra money. It felt so nice to move at our own pace, we got to decide how we wanted to spend the time, and got some yummy wine and snacks along the way.

VAULT SECRET BY SAY YES: Driving in Montenegro can be intimidating, but it is really not that bad. You’ll drive on the same side of the road as the US and only need your driver’s license to get a rental. When you rent a car, be sure you add in insurance (or use a card that has it included), otherwise you’ll be forced to pay when you pick up the car. Parking can be crowded especially in Kotor, but your hotel can help you with finding parking.

From here, the drive to Kotor is part of the story (1.5 hour drive). You’ll curl along cliffside roads where the Bay of Kotor begins to unfold below you like a fjord you didn’t know existed in Southern Europe. You’ll say “wow” out loud more than once. And you’ll want to pull over for photos constantly. (Do it. There’s no rush.)

VAULT SECRET BY SAY YES: Pop into Moritz Eis for gelato—the local tip is to mix the dark chocolate with sour cherry.

Grab dinner a Citadela Rooftop. We almost gate-kept this one. Ask for a table at the very top. Watching the bay flicker below you as the call to prayer echoes from the hills? It’s surreal in the best way.

And just like that, you’re in it. Montenegro isn’t flashy—it’s quietly, confidently unforgettable. And this is only Day One.

DAY 2: Old Kotor

Set your alarm. You’ll want to start climbing the San Giovanni Fortress stairs before the sun gets too high. Yes, it’s 1,350 steps. Yes, your legs will complain. But the views? Worth every single groan.

On your way up, keep an eye out for a crumbled archway about halfway—it leads to a quieter path with the same ridiculous panoramas but fewer sweaty tourists. Bring water, wear good shoes, and give yourself permission to stop and soak it in.

VAULT SECRET BY SAY YES: Go super early (we’re talking 6:30 AM) and you might just have the top to yourself. Bonus: the cats of Kotor are early risers too.

Back in town, you’ve earned breakfast. Hit up Caffe Bandiera for flaky pastries and strong coffee, then spend the rest of the morning wandering the stone streets. Must-visits: St. Tryphon’s Cathedral, the Maritime Museum, and any alley with a sleeping cat.

Afternoon calls for slower pacing. Maybe a nap, maybe a gelato. As the sun sets, walk the seaside promenade to Galion Restaurant. Book ahead, sit by the water, and order the seafood platter. The lights of the bay reflecting off your wine glass? It’s the kind of romantic that doesn’t need trying.


Where to Stay

Hotel Hippocampus, Kotor
Boutique, local, and effortlessly cool.

  • Nestled inside Kotor’s old city walls with a rooftop terrace worth waking up for

  • Only eight rooms, each with its own style—think minimal meets Mediterranean

  • Easy access to everything, but still feels tucked away

  • Feels like staying with a stylish local friend who knows all the hidden gems


DAY 3: Private Boat Day

Today, it’s time to trade cobblestones for sea spray. Book a private boat tour from Kotor Marina—your hotel can help, or try 360Monte. You’ll climb aboard a sleek little vessel and let the Bay of Kotor unfold around you.

Your route should include:

  • Our Lady of the Rocks – a man-made island with a stunning chapel and museum

  • The Blue Cave – electric blue waters you’ll float through like a dream

  • Mamula Island – eerie and fascinating, with a fortress that feels like it belongs in a Bond film

VAULT SECRET BY SAY YES: Ask your captain to take a detour to the lesser-known coves near Morinj. The water is calmer, the cliffs are steeper, and the silence is everything.

Stop in Tivat for lunch and to see a different side of Montenegro. By the time you’re back in port, your skin will be sun-warmed and salty, and your phone will be full of photos you didn’t even mean to take because the views just kept happening.

Dinner back in Kotor? Keep it casual at Tanjga, a family-run grill spot where the meats are stacked high and the service is full of personality. Order the mixed platter and thank us later.


DAY 4: Perast

Just when you think Montenegro can’t get more beautiful, you meet Perast. Drive 30 minutes up the bay and you’ll swear you stepped into a watercolor painting.

The town is car-free, so you’ll park at the entrance and stroll in past baroque facades, sun-bleached stone, and sleepy cats.

Lunch? Try Conte Restaurant, right on the water. Their seafood risotto is creamy, briny heaven.

VAULT SECRET BY SAY YES: Head into the tiny post office and send yourself a postcard. Write what you’re feeling, not just what you’re seeing. It’ll hit your mailbox long after you’re home and take you right back here.

Spend the afternoon lounging at the town beach. It’s not big, but it’s blissfully low-key. Grab a gelato from Armonia, claim a spot by the water, and nap between swims.


Where to Stay

Grand Heritage Perast by Rixos

If Montenegro had a royal palace escape, this would be it.

  • 18th-century baroque architecture with all the modern glam

  • Stone balconies overlooking the bay (cue the espresso and slow mornings)

  • Central location in Perast’s car-free zone—it’s the kind of quiet you feel in your bones

  • Feels like old-world Europe with upgraded pillows



DAY 5: One&Only

Start slow for you last day in Perast. Breakfast on your terrace. A robe that fits just right.

Then it’s off to Herceg Novi, a 30 minute drive from Perast where you’ll check in the One&Only Portonovi.

You’ll be greeted by sweeping views of the Bay, a cold towel, and a little welcome drink. Spend the rest of the day soaking in this luxury resort. Try out Chenot Espace Spa. Book the couples detox ritual. Yes, it’s over the top. Yes, it’s incredible.

Lounge by the infinity pool, order lunch at Tapasake Club, and float between dips and naps.

VAULT SECRET BY SAY YES: Ask for a starlit bubble bath on your terrace that night. It’s not on the menu, but if you’re charming (and tip well), it can be arranged.

Dinner? You’ve got options, but we loved Sabia and Tapasake—think wood-fired seafood and candlelight. Dance barefoot in your room to some old jazz and call it a perfect day.

DAY 6: Portonovi

Today’s theme: wine and waterside luxury. After a relaxed breakfast at the hotel, take a scenic drive to Savina Winery, just 20 minutes away. The vineyard sits above the bay, surrounded by olive trees and sea breezes, and the wines? Smooth, floral, and made for long sips.

Book a tasting in advance—it includes a vineyard tour, cheese pairing, and a chance to buy a bottle (or three) of your favorite.

VAULT SECRET BY SAY YES: Ask to try their rosé with a view from the upper terrace. It’s usually reserved for private events, but they’ll often say yes if it’s quiet. Also make sure you make a reservation.

Afterward, head back to Portonovi and take the afternoon slow. Stroll the promenade. Pick up last-minute gifts or schedule a private paddleboard lesson right off the marina.

Dinner at Noa to close out your Montenegro journey with style. Get the salmon and pistachio cheesecake. Trust us.

DAY 7: Departure

The bags are packed, but don’t rush. Have one last breakfast. Sit by the water. Stare at the bay like you’re trying to memorize it (because you are).

Depending on your flight, you’ll drive to Tivat (30 min) or Podgorica (2 hours). On the way, play your Montenegro playlist. You made one, right?


Where to Stay

One&Only Portonovi
This is the barefoot luxury you see in travel magazines and secretly save on Pinterest.

  • Elegant rooms, suites, and signature villas

  • On-site Chenot spa, infinity pools, and fine dining that actually lives up to the hype

  • Manicured beachfront and panoramic views of the bay

  • It’s giving Riviera glamour meets wellness retreat energy—and we’re all in


WHAT TO SKIP AND WHY

Going Inside Our Lady of the Rocks

The boat ride across Boka Bay to this man-made island is iconic—and worth it for the sea breeze and views alone. But once you’re docked, the charm fades fast. The chapel interior is tiny, the crowds are constant, and the rushed tours don’t allow time for any meaningful experience. Most visitors end up herded shoulder-to-shoulder through the one-room museum and barely hear the guide. Our tip? Snap photos from the dock (or your hotel in Perast), admire the island from your boat, and use the time you saved for a quiet swim in a nearby cove.

Budva

Unless you’re craving loud clubs, overpriced cocktails, and concrete high-rises, skip Budva. What used to be a charming seaside town has become Montenegro’s overdeveloped answer to a beach party strip. The Old Town is still photogenic—but it’s often swarmed with cruise crowds and surrounded by soulless resorts and aggressive promoters. If you're after atmosphere, authenticity, and a sense of discovery, you’ll find way more in places like Perast, Kotor, or even Herceg Novi.

Group Tours (especially boat or walking tours)

Montenegro thrives in the quiet moments—in wandering off path, lingering over a drink, or taking a wrong turn that leads to a hidden beach. Group tours tend to rush you through the highlights with scripted facts and forced stops. Boat tours with 15+ people mean fighting for shade and shouting over the engine. Walking tours can clog narrow alleys and skim over local nuance. Instead, hire a local guide privately or explore solo. You’ll feel the country more deeply, and you’ll thank yourself for the freedom.

PACKING ESSENTIALS

  • Neutral-toned layers – Think khaki, olive, beige (ideal for mixing, matching, and layering for unpredictable temps)

  • Lightweight jacket or fleece – Evenings in the mountains and coastal breezes can surprise you

  • Breathable pants or flowy dresses – Cute and extremely functional for town strolls and winery visits

  • Comfortable walking shoes – Cobblestones, fortresses, and waterfront strolls call for support over style (ideally both)

  • Slides or sandals – For beach clubs, boat days, and spa lounging

  • Wide-brim hat or cap – Bonus if it has a neck strap; skip the safari hat, please

  • Sunglasses – Go for polarized if you’re hitting the water

  • Daypack or crossbody bag – For hikes, ferry rides, and keeping hands free for wine

  • Light scarf or wrap – Multi-use marvel: sun shield, evening shawl, and makeshift picnic blanket

  • Swimsuit (or two) – You’ll be swimming more than you think—boats, beaches, hotel spas

  • SPF + bug spray – Reef-safe sunscreen and a solid bug repellent will go a long way

  • Travel-size meds – Motion sickness tabs (those boat rides!), painkillers, antihistamines, and tummy soothers

  • Portable charger – You’ll be using your phone constantly for photos, maps, and playlists

  • Water bottle – Fill it up in towns and parks; the tap water is fresh and clean

  • Lounge outfit – For wine-fueled evenings on your terrace or post-spa bliss

Extras You’ll Use Everywhere

  • Power adapter (Type F or C) – Montenegro uses F and C type plugs (the circular plugs)

  • Portable charger

  • Collapsible tote or extra bag – For market hauls and beach gear

  • Small journal or notes app for memories – You will want to remember how you felt on that first lion sighting or dhow sunset

 

If this itinerary sounds like it was made for you….


 

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